First Time Buyer Plan


  • Any New and Near New Volkswagen (see Near New Vehicle Definition)
  • Volkswagen Certified Pre-Owned
  • Pre-Owned Volkswagen

*Retail Contracts only - First Time Buyer Plan does not apply to leases or Driver's Option.


The dealer must provide the following information for each applicant prior to approval:

  • The customer must never have had automotive credit
  • Monthly payment may not exceed 18% of gross monthly income
  • Minimum one year of verifiable full-time employment with current employer with income commensurate with all financial obligations. A contact name and phone number within the Payroll or Human Resources Department of the applicant's employer must be provided.
  • Minimum one year residence in dealer's market area, renting or living with parents is allowed
  • No credit history required; however, established history must be in good standing with no previous derogatory credit
  • Two verifiable personal references who reside in the United States; one must be a relative
  • Qualification under this program is subject to verification prior to approval

Please include the following when submitting the credit application:

  • Proof of income
  • Proof of Residency
  • Copy of Social Security Card
  • Signed credit application
  • References

First Time Buyer Plan Rates and Terms

The First Time Buyer customer qualifies at the standard or Special Program rates at "D" Tier. Terms are 12-60 months for New, Certified Pre-Owned, Pre-Owned Volkswagen, and Near New.

Make an Inquiry

Volkswagen State College

3220 W College Ave
Directions State College, PA 16801

  • Sales: (814)206-0902
  • Service: (814)206-0902
  • Parts: (814)206-0902